Skip to main content
Chloe's Pointe Logo
ENJOY THE COMFORT OF HOME AT CHLOE'S POINTE
Phone Number (385) 334-4754

Rental Policy

Statement Of Rental Policy  |  Qualification Acknowledgement

In order to assist you with your decision on your new home, we are providing a list of guidelines used to qualify residents for residency in our communities. Nothing contained in these requirements shall constitute representation by UV Residential, LLC that all residents and occupants currently residing in our community have met or currently meet these guidelines.

FAIR HOUSING STATEMENT 
UV Residential, LLC and the Owner are committed to compliance with all applicable federal, state, and local fair housing laws. It is our policy to comply with all applicable laws prohibiting discrimination, including those that prohibit discrimination based on race, color, religion, national origin, sex, familial status, or disability.

IDENTIFICATION 
Applicants must present a government issued photo identification card for all persons age 18 years and older that will be living in the apartment.

APPLICATION AND FEE 
A separate rental application must be completed, dated, and signed by each applicant and any individual over the age of 18. All individuals 18 years of age, or legally considered an adult by law if not living with a legal guardian, are required to be made a party to the lease. Spouses may complete one application. A non- refundable application fee, deposit and/or bond are required at the time an application is submitted.

OCCUPANCY 
Our general policy is that unit occupancy shall not exceed two persons per bedroom plus one additional occupant. Children younger than six months are not considered occupants in determining this factor for eligibility. The Company will also comply with applicable federal, state, and/or local laws that require different occupancy ratios.

Studio Apartments:  Up to 2 occupants

One-bedroom Apartments:  Up to 3 occupants

Two-bedroom Apartments: Up to 5 occupants

Three-bedroom Apartments: Up to 7 occupants


INCOME 
All applicants must have a combined source of income in an amount no less than 2.5 times the rental rate. Acceptable Sources of Income may be any of the following: Three (3) most current paycheck stubs. If applicant is starting a new job, the future position and salary must be verified in writing via an offer letter on company letterhead and effective on or before the proposed move-in date. If applicants are self-employed or receive money from non-employment sources, proof of income through: (1) a copy of the previous years tax returns, (2) a financial statement from a CPA verifying income, or photocopies of three (3) most current bank statements illustrating the ability to pay rent through the entire lease term. (Other income may mean, but is not limited to, alimony/child support, trust accounts, social security, unemployment, welfare, grants/loans).

INCOME RESTRICTED 
If you are applying at an income-restricted community please review the supplemental income exhibit for specific income qualifications.

RENTAL HISTORY 
Less than satisfactory rental history including, Evictions and/or Outstanding Debt to a previous Landlord over $2000 may result in an automatic denial. Up to 24 months of rental history may be verified on present and previous residence. A positive record of prompt monthly payment, sufficient notice, with no damages is expected. For applicants who are homeowners, permission must be granted to verify payment history with the bank or lending institution.

CREDIT HISTORY 
Our screening agency evaluates credit, debt to income and rental history against indicators of future rent payment performance. Any unsatisfactory finding may result in the requirement of an additional deposit, guarantor, or denial. If the applicant is rejected for poor credit history the applicant may contact the credit-reporting agency that provided the credit report.  An applicant rejected for the unsatisfactory credit is encouraged to obtain a copy of the credit report from the agency, correct any erroneous information that may be on the report, and resubmit the application to this community.

GUARANTORS 
Are only accepted for full time students. All guarantors must have a combined source of income in an amount no less than 6 times the market rental rate. If a guarantor is needed, they must meet the entire qualifying criteria as presented herein. The guarantor must pay an application-processing fee and sign the Guarantor Addendum.

CORPORATE LEASES 
An application can be submitted in the name of a company as long as the business entity has a valid Federal Tax ID number that is verifiable by the Secretary of State in the state in which the community is located. A credit report will be accessed to determine the companys ability to make timely payments of rent. The company must provide a minimum of thee (3) trade references that will be verified. A larger application fee or additional deposit may be required. All occupants over the age of 18 must submit apply and criminal background must be processed and approved prior to occupancy. The below criminal history guidelines will apply.

CRIMINAL HISTORY 
Criminal backgrounds on all leaseholders and occupants over the age of 18 will be checked. It is the policy of this community to obtain information on past criminal activities of prospective residents. Such criminal information may include arrests, convictions, and pending criminal actions. This community shall not deny applicants solely on the basis of arrests or pending criminal actions. Those may be included with other factors that may as an aggregate be determined to warrant denial. This community shall not allow persons who are on any sex offender list. Likewise, persons with criminal convictions which relate to the manufacture or distribution of controlled substances shall be denied. Persons whose convictions relate to possession of controlled substances may be accepted if they provide evidence of completion of a treatment program. Persons who have convictions involving violence, gang activity, arson, and injury to persons will be required to provide additional information to establish that they do not pose a risk to the property or the other residents. In the evaluating prior criminal history, this community will consider the type of crime, severity of the crime, and the length of time since conviction and release. Terms and conditions of parole and probation may also by considered. Denied applicants may petition for reconsideration by providing information regarding mitigating circumstances and other information that may assist the community in a review of the applicants criminal history.

ANIMALS 
Pet restrictions vary at each community. Assistance animals, of course, are not pets. Assistance animals for special needs are accepted with third-party medical care giver authorization. If you have pets, please see your leasing representative for more information. A non-refundable pet fee (if allowed), refundable pet deposit and monthly pet rent will be charged per pet, if allowed. All residents with pets are required to have a pet agreement on file and must submit a veterinarian statement (no more than 12 months old) establishing the general health of the pet and the status of all required shots. A photograph of the pet will be made part of the lease agreement. Ferrets, rabbits, and guinea pigs are not permitted; birds and snakes must be kept inside and caged. Aquariums require additional insurance coverage of $100,000 in water damage. Dogs of a class with known vicious or aggressive propensity shall not be permitted. Examples of these breeds (but not exclusive) are:  Pit Bulls (Bull terriers or American Staffordshire Terriers) Rottweilers, American Bulldogs, German Shepherds, Doberman Pinschers, Chow Chows, Akitas, Great Danes, Alaskan Malamutes, Huskies and Wolf Hybrids, full blood or mixed at any percentage are PROHIBITED from residing at this community.

CITIZENSHIP STATUS 
Applicants who are not U.S. citizens will be required to verify that they are in the U.S. legally and that their right to be in the U.S. will not lapse during the lease term.

AUTOMATIC DENIAL OF APPLICATION 
An applicant will be automatically denied if they have been evicted by a landlord in the past 24 months or have a collection or debt owing to previous landlord. Falsification of any information on the rental application will result in an automatic denial of application.

Please note: These are our rental criteria. There may be residents or occupants that have resided at this community prior to these requirements going into effect. Additionally, our ability to verify whether these requirements have been met is limited to the information made available to us by the various reporting services used.

Rental Scoring and Your Rental Application 
We rely upon a Rental Score to estimate the relative financial risk of leasing an apartment to you. In addition to estimating risk, rental scores are an objective and consistent way of reviewing relevant applicant information and help speed the application approval process.

How is my rental score determined?
Rental scoring systems assign points to certain factors identified as having a statistical correlation to future financial lease performance. Your rental score results from a mathematical analysis of information found in your credit report, application data, and previous rental history. Such information may include your bill-paying history, the number and type of accounts you have, collection actions, outstanding debt, and the number of inquiries in your consumer report. The final number, or rental score, represents an estimated level of risk as compared to the performance of other consumers in a range of scores.

Because your rental score is based upon real data and statistics, it is more reliable than subjective methods of evaluating your information. Rental scoring treats all applicants consistently and impartially. Additionally, your rental score never uses certain characteristics like-- race, color, sex, familial status, handicap, national origin, or religion as factors. 

What can I do to improve my rental score?
Your rental score may change based upon changes of the underlying information. The total improvement, however, generally depends on how that factor relates to other factors considered by the scoring system. Nevertheless, to improve your rental score, concentrate on paying your bills on time, paying down outstanding balances, and not taking on new debt.

Notification of Denial or Conditional Approval
You have a right under the Fair Credit Reporting Act to a free copy of your consumer report from Core Logic Safe Rent, LLC, the reporting agency used by UV Residential, LLC to evaluate your background information if the request is made no later than 60 days after you receive notification of a denial or conditional approval. In evaluating your application, information obtained from or through Core Logic Safe Rent, LLC, which may include credit in formation or consumer information from one or more of the credit bureaus or consumer reporting agencies, may have influenced UV Residential, LLC decision in whole or in part. These consumer-reporting agencies and/or credit bureaus DID NOT make the decision to take adverse action and are unable to provide specific reasons why adverse action was taken.

By submitting this application, Applicant(s) hereby consents to U.V. Residential LLC sharing Applicants non public personal information (as defined by the Gramm Leach Bliley Act, 15 U.S.C. 6802 (e)) with Core Logic Rental Property Solutions, LLC and ID Analytics, Inc. (collectively, Vendors) for the purpose of UV Residential, LLC receiving an identity verification product in connection with my application, and for the Vendors use in the preparation of similar reports.